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Accounting United States

Year-End Close Template (United States)

Checklist to close the books for the fiscal year, confirm reconciliations, record year-end adjustments, and prepare reports for CPA or tax filing.

A year-end close is the process of finalizing a client’s books for the fiscal year so the numbers are trustworthy enough to hand to a CPA or tax preparer. For a U.S. firm, it means more than checking that the bank reconciles. You are confirming that every prior period is settled, that payroll ties to the W-2 and 941 totals, that fixed assets and depreciation are current, and that adjusting entries are in place before anyone files. A clean close is what makes tax season predictable instead of frantic.

When the close has no process, the cracks show up at the worst time. A vendor’s W-9 is missing the week 1099s are due. Retained earnings does not match last year’s CPA adjustments and nobody can explain why. The tax preparer sends back questions because the workpapers are incomplete, and the job bounces between people until someone reconstructs what was already done. A repeatable workflow keeps the same standard across every client and every preparer, so the handoff is one packet instead of a back-and-forth.

When to run it

Run this once at each client’s fiscal or calendar year-end, after the final month is closed and before the books go to the CPA or tax preparer. Assign one owner per client (usually the lead bookkeeper or account manager) so accountability is clear, even when several team members touch the work.

How to run it in Tidyflow

Set this up as a reusable job template so the close runs the same way every year. Each step becomes a subtask your team checks off, and you can schedule the job to recur annually so it lands on the calendar without anyone remembering to create it. Tidyflow’s workflow management keeps the job, its subtasks, and its owner in one place, while recurring tasks handle the annual cadence.

The client requests attached to this template go out through the client portal, where clients upload missing statements, confirm vendor details for 1099s, and approve year-end reports. Everything they return lands against the right client, so your year-end close workpapers stay assembled instead of scattered across inboxes.

Common pitfalls

  • Starting year-end before every prior month is reconciled and locked, which forces rework once an earlier period changes.
  • Leaving 1099 vendor cleanup to the last week, when missing W-9s and tax IDs are hardest to chase down.
  • Skipping the retained earnings tie-out to the prior-year CPA adjustments, so the opening balance is wrong from day one.
  • Treating payroll as done without reconciling wages and withholdings to the W-2, 941, and 940 totals.
  • Handing the CPA reports without the supporting workpapers (bank statements, depreciation schedules, loan schedules), which triggers a round of avoidable questions.

What's included in this checklist

16 steps and 5 client requests.

  1. 1

    Confirm all prior months are closed

    Verify that all bookkeeping periods for the fiscal year are complete, reconciled, and locked if applicable.

  2. 2

    Review and reconcile all bank, credit card, and loan accounts

    Ensure year-end balances match statements and clear any outstanding or unreconciled items.

  3. 3

    Verify accounts receivable and accounts payable

    Review aged reports for accuracy, correct dates, and write off any uncollectible or obsolete balances.

  4. 4

    Reconcile payroll accounts

    Confirm total wages, withholdings, and employer taxes align with year-end payroll reports (W-2, 941, 940).

  5. 5

    Review sales tax filings and balances (if applicable)

    Ensure all state and local sales tax returns for the year are filed and reconcile any remaining payable or receivable balances.

  6. 6

    Review fixed assets and depreciation

    Record new asset additions or disposals and post depreciation for the fiscal year.

  7. 7

    Verify loans and liability accounts

    Reconcile year-end principal and interest balances with lender statements.

  8. 8

    Review owner or shareholder accounts

    Confirm contributions, draws, and distributions are accurately recorded and documented.

  9. 9

    Accrue outstanding expenses and income

    Record unpaid expenses, prepaid amounts, and income earned but not yet invoiced.

  10. 10

    Reconcile retained earnings

    Confirm prior-year closing balances align with the CPA’s last-year adjustments.

  11. 11

    Review P&L and Balance Sheet for accuracy

    Scan for unusual balances, negative amounts, or misclassified accounts before closing.

  12. 12

    Prepare adjusting journal entries

    Record year-end adjustments such as depreciation, accruals, and any CPA-provided entries.

  13. 13

    Generate year-end reports for CPA review

    Create P&L, Balance Sheet, Trial Balance, and General Ledger reports for the tax preparer.

  14. 14

    Prepare 1099 vendor summary and review

    Verify vendor details, totals, and tax IDs before generating or submitting 1099 forms.

  15. 15

    Compile year-end workpapers and documentation

    Gather supporting documents (bank statements, loan schedules, payroll reports, depreciation schedules) for CPA review.

  16. 16

    Record final notes and mark year-end as closed

    Document key adjustments, unresolved issues, and confirm books are ready for CPA or tax filing.

What to request from the client

Built-in client requests so you collect everything in one go.

  • Provide missing statements or documents

    Upload bank, credit card, or loan statements covering the full fiscal year.

  • Confirm vendor details for 1099 reporting

    Provide missing W-9 forms or updated information for applicable vendors.

  • Confirm major purchases, disposals, or financing

    Share details of new assets, sales, or loans completed during the year.

  • Provide details for unclear or pending transactions

    Clarify transactions flagged as uncertain or missing supporting documentation.

  • Approve year-end reports for CPA submission

    Review summary financials and confirm readiness for tax preparation.

Frequently asked questions

Run it at each client's fiscal or calendar year-end, after the final month has been closed and reconciled, and before the books are handed to the CPA or tax preparer. Set the job to recur annually so it appears on the calendar automatically.

Yes. Save it as a reusable job template, then apply it to each client so every close follows the same steps and standard. You can schedule it to recur annually for each client.

The client requests attached to this template go out through the client portal, where clients upload missing statements, confirm vendor details for 1099 reporting, and approve year-end reports. What they return is linked to the right client automatically.

No. It includes the steps to verify vendor details and prepare a 1099 summary for review, but the actual filing is done through your filing tool or the IRS. Use the template to make sure the data is clean before you file.

No. This is a general workflow template to help you run a consistent year-end close, not tax, accounting, or legal advice. Always verify current rules, forms, and filing deadlines with the relevant authority or a qualified professional for each client's situation.

Other regions

Run this as a live workflow in Tidyflow

Turn this checklist into a repeatable job: subtasks your team checks off, requests your clients complete in their portal.

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